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A New Era of<br /> Resort Financing

A New Era of
Resort Financing

Holiday Systems Finance delivers flexible, resort-focused lending
—exclusively designed for timeshare buyers, owners, and vacation club members.

Built for Travelers. <br />Backed by Industry Expertise.

Built for Travelers.
Backed by Industry Expertise.

We created Holiday Systems Finance to meet a real need in the industry:
a modern, customer-first approach to vacation ownership financing.

Modern Lending for Every Step <br />of Vacation Ownership

Modern Lending for Every Step
of Vacation Ownership

Our financing solutions are built to support your sales process—
boosting conversions, reducing friction, and enhancing the customer experience from start to finish.

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A Trusted Partner to the Industry

Holiday Systems Finance is more than a product—it’s a strategic tool for resorts, vacation clubs, and their customers.
We work closely with leadership teams to ensure that our offering supports real-world sales environments and peak season performance.
You can count on:
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Easy implementation
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Dedicated training and support
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A financing experience designed to close, not complicate
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Who We Serve

We provide structured, transparent financing for:

Resort Developers & Sales Teams

– A seamless tool to support conversion and customer confidence

Timeshare Buyers

– Flexible down payment financing to ease the path to ownership

Vacation Club Members

– Smart funding for upgrades or new memberships

Existing Owners

– Refinancing options to reduce payments or consolidate costs

Who We Serve

We provide structured, transparent financing for:

Resort Developers & Sales Teams

– A seamless tool to support conversion and customer confidence

Timeshare Buyers

– Flexible down payment financing to ease the path to ownership

Vacation Club Members

– Smart funding for upgrades or new memberships

Existing Owners

– Refinancing options to reduce payments or consolidate costs

Why Choose Holiday Systems Finance?

Unlike credit cards or traditional loans, our resort-specific financing program is:

Card-free – No need to open new credit lines or increase personal debt

Fast – Most approvals are instant for credit scores of 650+

Flexible – Finance amounts from $5,000 to $35,000, with terms from 36 to 48 months

Tiered – Designed to accommodate a wide range of credit profiles

Interest-smart – Includes same-as-cash options for qualifying buyers

Two Simple Tiers. One Powerful Solution.

Our program offers two transparent tiers, making it easy to present options that fit your customer’s credit profile and budget:

Tier 1 - 720+ Credit Score

6 months same-as-cash (0% interest if paid in full)

Competitive fixed rate thereafter

Access to 36–48 month repayment plans

Tier 2 - 650+ Credit Score

Instant approval for most applicants

Fixed 19.99% interest – often lower than major credit cards

Access to 36-48 month repayment plans

Empowering the Ownership Experience

Buying into vacation ownership should feel exciting, not overwhelming.

We’re here to help customers say “yes” with confidence—and give your team the tools to support that decision in real time.

Whether it’s a first purchase or a next-level upgrade, HSI Finance helps turn travel goals into reality.

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